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	<title>Ploomy &#187; MONEY &amp; CAREER</title>
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		<title>How to Build an Internet Business, There&#8217;s an Interview for That!</title>
		<link>http://www.ploomy.com/2009/11/23/how-to-build-an-internet-business-theres-an-interview-for-that/</link>
		<comments>http://www.ploomy.com/2009/11/23/how-to-build-an-internet-business-theres-an-interview-for-that/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 22:08:37 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[COOL WEBSITES]]></category>
		<category><![CDATA[INSPIRATION]]></category>
		<category><![CDATA[MANDUCATION]]></category>
		<category><![CDATA[MONEY & CAREER]]></category>
		<category><![CDATA[RECENT]]></category>
		<category><![CDATA[Andrew Warner]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Entrepreneurs]]></category>
		<category><![CDATA[Interviews]]></category>
		<category><![CDATA[Startups]]></category>

		<guid isPermaLink="false">http://www.ploomy.com/?p=2539</guid>
		<description><![CDATA[Do you want to learn how to build  a successful Internet business?
If your answer is &#8220;no,&#8221; then stop here, do not pass go, do not collect $200 (homage to Monopoly, one my favorite boardgames of all time).
If your answer is &#8220;yes,&#8221; then keep reading because the answer is quite simple, watch or listen to the [...]]]></description>
			<content:encoded><![CDATA[<p>Do you want to learn how to build  a successful Internet business?</p>
<p>If your answer is &#8220;no,&#8221; then stop here, do not pass go, do not collect $200 (homage to Monopoly, one my favorite boardgames of all time).</p>
<p>If your answer is &#8220;yes,&#8221; then keep reading because the answer is quite simple, watch or listen to the interviews on <a href="http://www.mixergy.com" target="_self">Mixergy.com</a> &#8212; all of them.</p>
<p>Want to learn how to start an Internet business, how to raise venture capital, how to build community, how to get links to your site, how to get people to pay for services, how to create compelling content?&#8230;.<strong>there&#8217;s an interview for that!</strong></p>
<p>Mixergy.com, &#8220;<strong>home of the ambitious upstart</strong>,&#8221; provides free video interviews (at least for now) with successful Internet entrepreneurs. The interviews are conducted by Andrew Warner, an accomplished Internet entrepreneur in his own right with his own fascinating <a href="http://mixergy.com/about/" target="_blank">roller coaster of a story where he took his company to $30+ million a year in sales</a>.</p>
<p><span id="more-2539"></span></p>
<p><img class="size-full wp-image-2541 alignright" title="mixergy-andrew-warner" src="http://www.ploomy.com/wp-content/uploads/2009/11/mixergy-andrew-warner.jpg" alt="mixergy-andrew-warner" width="300" height="250" />Mixergy.com has 100+ interviews on the site and is chock full of nuggets of wisdom for entrepreneurs. Andrew asks all the tough questions and really tries to get to the heart of what made the entrepreneur successful with their respective website business. He has done interviews with people who have been-there-done-that and is slowly growing a valuable library for startups to gain insight.</p>
<p>I&#8217;ve watched or listened to just about every interview on Mixergy. Below are some of the interviews on the site I recommend.</p>
<p>I also encourage you to follow <a href="http://twitter.com/AndrewWarner" target="_blank">@AndrewWarner</a> on Twitter to get the latest updates on who he is interviewing next.</p>
<h3>My suggested interviews on Mixergy.com</h3>
<p><a title="Wikipedia’s Founder On How The Site Was Built &amp; Promoted. – with Jimmy Wales" rel="bookmark" href="http://mixergy.com/wikipedias-founder-jimmy-wales/">Wikipedia’s Founder On How The Site Was Built &amp; Promoted. – with Jimmy Wales</a></p>
<p><a title="How Threadless Got People To Buy Over A Million Tshirts A Year. – With Jeffrey Kalmikoff" rel="bookmark" href="http://mixergy.com/threadless-million-tshirts-jeffrey-kalmikoff/">How Threadless Got People To Buy Over A Million Tshirts A Year. – With Jeffrey Kalmikoff</a></p>
<p><a title="How 99designs Built A $5+ Million Marketplace In 16 Months. – With Matt Mickiewicz" rel="bookmark" href="http://mixergy.com/how-99designs-built-a-5-million-business-in-16-months-with-matt-mickiewicz/">How 99designs Built A $5+ Million Marketplace In 16 Months. – With Matt Mickiewicz</a></p>
<p><a href="http://mixergy.com/goodreads-otis-chandler/" target="_blank">How A Quiet Developer Built Goodreads.com Into Book Community Of 2.6+ Million Members – with Otis Chandler</a></p>
<p><a href="http://mixergy.com/community-tips/" target="_blank">How To Build Your Online Community –The Mateo Gutierrez Interview</a></p>
<p><a title="How To Erect A Pay Wall That Generates Revenue – with Wil Schroter" rel="bookmark" href="http://mixergy.com/affordit-wil-schroter/">How To Erect A Pay Wall That Generates Revenue – with Wil Schroter</a></p>
<p><a title="Why This VC Showered With Construction Workers And Why You Must Also Be Willing To! – With Mark Suster" rel="bookmark" href="http://mixergy.com/mark-suster-venture-capital-entrepreneur/">Why This VC Showered With Construction Workers And Why You Must Also Be Willing To! – With Mark Suster</a></p>
<p><a title="How Being Scrappy Made Grasshopper Profitable Within 2 Months – with Siamak Taghaddos" rel="bookmark" href="http://mixergy.com/siamak-taghaddos-interview/">How Being Scrappy Made Grasshopper Profitable Within 2 Months – with Siamak Taghaddos</a></p>
<p><a title="How The Owner Of “Fail Blog” And “I Can Has Cheezburger” Keeps Racking Up Wins – With Ben Huh" rel="bookmark" href="http://mixergy.com/cheezburger-fail-ben-huh/">How The Owner Of “Fail Blog” And “I Can Has Cheezburger” Keeps Racking Up Wins – With Ben Huh</a></p>
<p><a title="How Maponics’ Founder Learned To Sell To Companies Like Google &amp; CitySearch – With Darrin Clement Maponics" rel="bookmark" href="http://mixergy.com/maponics-darrin-clement/">How Maponics’ Founder Learned To Sell To Companies Like Google &amp; CitySearch – With Darrin Clement Maponics</a></p>
<p><a title="The JibJab Story. Maybe The Most Inspiring Mixergy Interview Ever! – With Gregg Spiridellis" rel="bookmark" href="http://mixergy.com/jibjab-history-gregg-spiridellis/">The JibJab Story. Maybe The Most Inspiring Mixergy Interview Ever! – With Gregg Spiridellis</a></p>
<p><a title="Bootstrapping Lessons From 37 Signals — The Jason Fried Interview" rel="bookmark" href="http://mixergy.com/bootstrapping-37signals/">Bootstrapping Lessons From 37 Signals — The Jason Fried Interview</a></p>
<p><a title="Small Changes That Helped UserVoice Raise $800,000 From Investors. – With Marcus Nelson" rel="bookmark" href="http://mixergy.com/small-changes-uservoice-raise-money-investors-marcus-nelson/">Small Changes That Helped UserVoice Raise $800,000 From Investors. – With Marcus Nelson</a></p>
<p><a title="What Does It Take To Build A Successful Online Company? – With Michael Jones" rel="bookmark" href="http://mixergy.com/metrics-focus/">What Does It Take To Build A Successful Online Company? – With Michael Jones</a></p>
<p><a title="How A Musician Built A $22 Million Dollar Business From His Home. –The Derek Sivers Interview" rel="bookmark" href="http://mixergy.com/derek-sivers/">How A Musician Built A $22 Million Dollar Business From His Home. –The Derek Sivers Interview</a></p>
<p><a title="How Blogs Helped The Four Hour Work Week Become a Best Seller – The Timothy Ferriss Interview" rel="bookmark" href="http://mixergy.com/tim-ferriss/">How Blogs Helped The Four Hour Work Week Become a Best Seller – The Timothy Ferriss Interview</a></p>
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		<title>Recently Laid Off&#8230;How to Tune Up Your Resume</title>
		<link>http://www.ploomy.com/2009/03/11/how-to-tune-up-your-resume/</link>
		<comments>http://www.ploomy.com/2009/03/11/how-to-tune-up-your-resume/#comments</comments>
		<pubDate>Thu, 12 Mar 2009 06:42:11 +0000</pubDate>
		<dc:creator>jkingsbury</dc:creator>
				<category><![CDATA[MONEY & CAREER]]></category>
		<category><![CDATA[RECENT]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[finding jobs]]></category>
		<category><![CDATA[job hunting]]></category>
		<category><![CDATA[resume]]></category>
		<category><![CDATA[updating resume]]></category>

		<guid isPermaLink="false">http://www.ploomy.com/?p=1765</guid>
		<description><![CDATA[As someone along with the many thousands of others told to &#8220;hit the streets&#8221; and &#8220;take a hike Jack&#8221; (not that they actually said this but you get my drift), starting the job search to find gainful employment in this market can be daunting and downright depressing.
After four and a half years at the same [...]]]></description>
			<content:encoded><![CDATA[<p>As someone along with the many thousands of others told to &#8220;hit the streets&#8221; and &#8220;take a hike Jack&#8221; (not that they actually said this but you get my drift), starting the job search to find gainful employment in this market can be daunting and downright depressing.</p>
<p style="text-align: left;">After four and a half years at the same employer, I found that I needed to have my resume taken in for a tune-up if not a major overhaul. There are a lot of services out there that can help you out, from <a href="http://monster.com/" target="_blank">monster.com</a> to <a href="http://theladders.com/" target="_blank">theladders.com</a>, which have services that start at $140 for entry-level services and go all the way up to $400 for executive services. I found that a new up-and-coming service <a href="http://resumedonkey.com/cmd.php?af=941148" target="_blank">resumedonkey.com</a> can offer all that value for a lower cost.</p>
<p><img class="alignright size-full wp-image-1784" title="resume-writing-tips-resumedonkey" src="http://www.ploomy.com/wp-content/uploads/2009/03/resume-writing-tips-resumedonkey.jpg" alt="resume-writing-tips-resumedonkey" width="349" height="232" /></p>
<p style="text-align: left;">A little disclaimer is that I&#8217;m actually friends with the owner of resumedonkey, (Morgan Brown) but when I got the news that he launched this business a couple months ago I thought the timing couldn&#8217;t be better. Resumedonkey is a network of leading business professionals, HR veterans and professional writers who use their writing skills and HR experience to create stand-out resumes that get noticed. They offer a 100% satisfaction guarantee and their resume services start at a low price of $49.95. They offer this service at this price because they realize:</p>
<p style="text-align: left;">&#8220;If you’re here it&#8217;s probably for one of two reasons:</p>
<p style="text-align: left;">1. You don’t have a job and desperately need help finding one<br />
2. You have a job that doesn’t pay you enough and are looking to climb the ladder</p>
<p style="text-align: left;">Either way, you probably don’t have a ton of cash to spend; but still recognize the importance of getting your foot in the door.&#8221;</p>
<p style="text-align: left;"><span id="more-1765"></span></p>
<p style="text-align: left;">Due to reason #1, I shot my resume over in their easy-to-use process and waited for my tune-up. What came back after a couple a days was 2 pages of constructive criticism on how to optimize my resume. It broke down everything possible from the font, layout, use of bullets, format, company descriptions, contact information, social media elements and additional comments. And that didn&#8217;t even get into the content of the resume yet.  They then broke down the content, results, education and additional comments.</p>
<p style="text-align: left;">For the grand finale, there were overall general impressions and final thoughts of my resume. I didn&#8217;t know that a resume could be deconstructed so thoroughly. I almost wish we sent all these CDO and CMO contracts to resumedonkey to deconstruct years ago so maybe we wouldn&#8217;t be in this national financial mess, but I digress. Needless to say I was very impressed. As a free gift Resumedonkey also included a sample resume template  that has been reviewed and approved by recruiters that I could use.  The home page also offers some value added job hunting news from getting creative to making the most of being unemployed.</p>
<p style="text-align: left;">There are also three other resume services they provide besides the $49.95 Resume Review. There is the Resume Express Review for $69.95 which will review your resume and get it back to you in 48hrs. This is if you have a job interview coming up in the near term. Then there is the Resume Review with two rounds of edits for $64.95. This basically allows you to incorporate their edits and then resubmit to make sure you haven&#8217;t left out any tips or techniques.</p>
<p style="text-align: left;">Finally, if you have the feeling you are just helpless, the Resume Writing service for $179.95 may be for you. &#8220;Don’t know whether to use a chronological or functional resume?  This is the service for you.  We’ll take your work history and input from you to craft a resume you can be proud of.&#8221;  If you are a college student finishing up school and about to enter this ghastly job market, having a service at this cost is a huge benefit considering other sites charge 6 times as much.</p>
<p style="text-align: left;">After having my resume tune up, I feel more confident and rejuvenated to go out and kick rejection in the teeth.</p>
<p style="text-align: left;">If you are interested in any of <a href="http://resumedonkey.com/cmd.php?af=941148" target="_blank">resumedonkey&#8217;s resume services</a>, tell them you heard about it from JKingsbury.</p>
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		<title>Las Vegas Bachelor Party on a Budget</title>
		<link>http://www.ploomy.com/2009/02/19/las-vegas-bachelor-party-on-a-budget/</link>
		<comments>http://www.ploomy.com/2009/02/19/las-vegas-bachelor-party-on-a-budget/#comments</comments>
		<pubDate>Thu, 19 Feb 2009 21:40:55 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[RECENT]]></category>
		<category><![CDATA[SAVING MONEY]]></category>
		<category><![CDATA[bachelor parties]]></category>
		<category><![CDATA[bachelor party]]></category>
		<category><![CDATA[las vegas]]></category>
		<category><![CDATA[las vegas bachelor party]]></category>

		<guid isPermaLink="false">http://www.ploomy.com/?p=1689</guid>
		<description><![CDATA[Last month, we gave you tips for throwing the perfect Las Vegas Bachelor Party for High Rollers.  If you are cutting back on some expenses and want a more economical alternative, you still have a lot of options. Here are some more great tips for throwing an awesome Las Vegas Bachelor Party on a Budget.
Article [...]]]></description>
			<content:encoded><![CDATA[<p>Last month, we gave you tips for throwing the perfect <a href="http://www.ploomy.com/2009/01/14/las-vegas-bachelor-party-for-high-rollers/" target="_blank">Las Vegas Bachelor Party for High Rollers</a>.  If you are cutting back on some expenses and want a more economical alternative, you still have a lot of options. Here are some more great tips for throwing an awesome Las Vegas Bachelor Party on a Budget.</p>
<p>Article by Ploomy contributor <a title="Allison Dieppa" href="http://www.bestofvegas.com/authors/Allison-Dieppa-Las-Vegas/" target="_self">Allison Dieppa</a>.</p>
<p>We’ve previously discussed the heights – or rather, the lack of them – a <a href="http://www.bestofvegas.com/Night-Clubs/VIP-Ultimate-Bachelor-Party-Package/" target="_blank">bachelor party in Las Vegas</a> can reach when you have the “moolah” to back it. That’s not to say, however, that Sin City isn’t kind to bachelors and their buddies who have significantly less green to spend. Although a bachelor party funded by thousands of dollars will knock your socks off and possibly make the groom have second thoughts, you definitely don’t need to be a high roller to have an amazing bachelor party in Vegas.</p>
<div id="attachment_1697" class="wp-caption alignright" style="width: 310px"><img class="size-medium wp-image-1697" title="treasure_island_guest" src="http://www.ploomy.com/wp-content/uploads/2009/02/treasure_island_guest-300x225.jpg" alt="treasure_island_guest" width="300" height="225" /><p class="wp-caption-text">Treasure Island</p></div>
<p>With the economy on life support, now is the perfect time to get a great deal on a few <a href="http://www.bestofvegas.com/hotels/" target="_blank">Las Vegas hotel rooms</a> for you and your gang during the bachelor party excursion. Nearly all the hotel-casinos are focusing on luxury with value, and one of the best examples of this is <a href="http://www.bestofvegas.com/hotels/Treasure-Island/" target="_blank">Treasure Island</a>. There, for the low to mid $100’s a night, you can stay in one of their newly refurbished and renovated rooms. Sure, it doesn’t come with a stripper pole, but it does come with a big plush bed to pass out in, custom designed furnishings, and neat clock radios where you can dock your iPod. Throw in a mini-bar, and you have all you really need.</p>
<p><img title="las-vegas-bachelor-party-on-a-budget" src="../wp-content/uploads/2009/02/las-vegas-bachelor-party-on-a-budget.jpg" alt="las-vegas-bachelor-party-on-a-budget" width="291" height="194" /></p>
<p><span id="more-1689"></span></p>
<p>If you want to spend even less, downtown is where the value is at. <a href="http://www.bestofvegas.com/hotels/Orleans-Las-Vegas/" target="_blank">The Orleans</a> is a long-time favorite among penny pinchers, offering cheap eats, rooms, and friendly service without being a complete and total dump. With rates ranging from $30 and up on weekdays and $80 and up on weekends, the quality and cleanliness of this hotel-casino will actually surprise you.</p>
<div id="attachment_1698" class="wp-caption alignleft" style="width: 310px"><img class="size-medium wp-image-1698" title="playboy_club" src="http://www.ploomy.com/wp-content/uploads/2009/02/playboy_club-300x216.jpg" alt="playboy_club" width="300" height="216" /><p class="wp-caption-text">Playboy Club</p></div>
<p>Now to the fun parts. For the frugal fun lover, the concept to keep in mind is economizing. Everyone in Vegas wants a tip, from the host to the limo driver, so it’s best to avoid bar and strip-club hopping and stick to places that offer multiple goodies for male enjoyment. That said, the <a href="http://www.bestofvegas.com/Night-Clubs/Playboy/" target="_blank">Playboy Club</a> is a guy’s dream come true. This club at the <a href="http://www.bestofvegas.com/bestof/BestSpotsforHighRollers/Fantasy-Tower-Suites-Palms-Las-Vegas/" target="_blank">Palms Fantasy Tower</a> offers everything – beautiful ladies in skimpy outfits, loaded cocktails, and gaming, all in one spot. You might even get to hang with a few sports stars and celebs while you’re there – maybe even Hef himself.</p>
<p>If staring at the ample assets of the Playboy Club dealers isn’t enough, you’ll probably want to hit a strip club. Unfortunately, there’s no such thing as a cheap strip club – would you really want to go to one? However, <a href="http://www.bestofvegas.com/articles/Velvet-Lion-Las-Vegas-Gentlemens-Club/" target="_blank">The Velvet Lion</a> (link to: ) has openly committed itself to not overcharging guests, and the club is one of the most hospitable ones around. Just say no to the VIP room.</p>
<div id="attachment_1699" class="wp-caption alignright" style="width: 310px"><img class="size-medium wp-image-1699" title="carnegie-deli-mirage-hotel" src="http://www.ploomy.com/wp-content/uploads/2009/02/carnegie-deli-mirage-hotel-300x225.jpg" alt="carnegie-deli-mirage-hotel" width="300" height="225" /><p class="wp-caption-text">Carnegie Deli</p></div>
<p>Between all that partying, you have to eat. There’s no shortage of restaurants on the Strip, but you might have a hard time finding one that doesn’t overcharge. The <a href="http://www.bestofvegas.com/Restaurants/Carnegie-Deli/" target="_blank">Carnegie Deli</a> at <a href="http://www.bestofvegas.com/hotels/Mirage-Las-Vegas/" target="_blank">The Mirage</a>, though provides an enormous sandwich for just $15-20, and you’ll probably have enough left over for a snack later. Similarly, <a href="http://www.bestofvegas.com/Restaurants/Gardunos-Las-Vegas-Palms-Restaurant/" target="_blank">Garduno’s</a> at <a href="http://www.bestofvegas.com/hotels/Palms-Las-Vegas/" target="_blank">the Palms</a> provides generous portions of tasty New Mexican eats, and <a href="http://www.bestofvegas.com/Restaurants/Mr-Luckys-24-7-Hard-Rock-Las-Vegas/" target="_blank">Mr. Lucky’s 24/7</a> at the <a href="http://www.bestofvegas.com/hotels/Hard-Rock-Hotel-Casino-Las-Vegas/" target="_blank">Hard Rock Hotel</a> is perfect for nourishing a hangover with great specials and a cool atmosphere.</p>
<p>So let it never be said you can’t have a great bachelor party in Vegas on a budget – you simply have to know where to look. Worst-case scenario, you can always check out free attractions like the <a href="http://www.bestofvegas.com/Attractions/Bellagio-Fountain-Show-Las-Vegas/" target="_blank">Bellagio Fountains</a> (link to: ) and the Mirage Volcano with the rest of the tourists. Anything is fun if you’re drunk enough, and our guess is…you will be.</p>
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		<title>Ploomy Valentine&#8217;s Day ProFlowers Giveaway</title>
		<link>http://www.ploomy.com/2009/02/03/ploomy-valentines-day-proflowers-giveaway/</link>
		<comments>http://www.ploomy.com/2009/02/03/ploomy-valentines-day-proflowers-giveaway/#comments</comments>
		<pubDate>Wed, 04 Feb 2009 00:24:43 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[INSPIRATION]]></category>
		<category><![CDATA[RECENT]]></category>
		<category><![CDATA[SAVING MONEY]]></category>
		<category><![CDATA[contest]]></category>
		<category><![CDATA[flowers]]></category>
		<category><![CDATA[giveaway]]></category>

		<guid isPermaLink="false">http://www.ploomy.com/?p=1632</guid>
		<description><![CDATA[Valentine&#8217;s Day is less than two weeks away, but have no fear Ploomy&#8217;s got you covered.  We&#8217;ve teamed up with ProFlowers.com to give 5 of our lucky readers $70 Gift Certificates. How&#8217;s that for a stimulus check???
The $70 gift certificate can be used for all sorts of things on the ProFlowers.com website including but not [...]]]></description>
			<content:encoded><![CDATA[<p>Valentine&#8217;s Day is less than two weeks away, but have no fear Ploomy&#8217;s got you covered.  We&#8217;ve teamed up with <a href="http://www.proflowers.com" target="_self">ProFlowers.com</a> to give 5 of our lucky readers $70 Gift Certificates. How&#8217;s that for a stimulus check???</p>
<p>The $70 gift certificate can be used for all sorts of things on the ProFlowers.com website including but not limited to: sending flowers, sending chocolates, or sending other types of gift baskets. They have a huge assortment and some of the best choices on the Interwebs for<a href="http://www.proflowers.com" target="_self"> flower delivery</a>.</p>
<p>In order to win one of these $70 gift certificates, all you have to do is <em><strong>tell us why your wife, girlfriend, mother, or that girl in marketing is deserving of flowers this Valentine&#8217;s Day?</strong></em></p>
<p>Your answers don&#8217;t have to be particularly long, just convincing. Allow your answers to be funny, inspirational, creative, entertaining, heart warming or just ridiculously cool&#8212;there is no wrong answer!<br />
<img class="alignnone size-full wp-image-1637" title="proflowers-giveaway" src="http://www.ploomy.com/wp-content/uploads/2009/02/proflowers-giveaway.jpg" alt="proflowers-giveaway" width="409" height="139" /></p>
<p>Add your comments on the site no later than Sunday Feb 8th at 11:59pm (pacific time) and we&#8217;ll announce the 5 winners on Monday, Feb 9th.</p>
<p>Just remember one entry per person. Apologies in advance to all our friends in other countries, but this contest is only open to those living in the United States.<span class="Apple-style-span" style="border-collapse: separate; color: #000000; font-family: Arial; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"> </span></p>
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		<title>Do You Have a Personal Monthly Budget?</title>
		<link>http://www.ploomy.com/2008/12/18/do-you-have-a-personal-monthly-budget/</link>
		<comments>http://www.ploomy.com/2008/12/18/do-you-have-a-personal-monthly-budget/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 19:32:38 +0000</pubDate>
		<dc:creator>Anthony</dc:creator>
				<category><![CDATA[MONEY & CAREER]]></category>
		<category><![CDATA[RECENT]]></category>
		<category><![CDATA[SAVING MONEY]]></category>

		<guid isPermaLink="false">http://www.ploomy.com/?p=1248</guid>
		<description><![CDATA[Although the economy is in the gutter and the last thing you might want to think or talk about is money, this is really the time smart men look at their finances more carefully. And for you men who have always kept a careful watch on your affairs of the wallet, you&#8217;re not smart, you&#8217;re [...]]]></description>
			<content:encoded><![CDATA[<p>Although the economy is in the gutter and the last thing you might want to think or talk about is money, this is really the time smart men look at their finances more carefully. And for you men who have always kept a careful watch on your affairs of the wallet, you&#8217;re not smart, you&#8217;re genius (and probably getting laid).</p>
<p>We&#8217;ve talked about <a href="http://www.ploomy.com/2008/01/08/money-management-for-men/" target="_blank">money management</a> here on the site before, but the question I have for you today is, &#8220;Do you have a Personal Monthly Budget?&#8221;</p>
<p>If you don&#8217;t have a personal monthly budget, you really should think about putting one together. I used to have two roommates that worked (and still do) in the financial sector and both helped me realize how important personal finance is (especially for guys starting out in their twenties).  My old boss also once told me something that stuck. He said, &#8220;In your twenties, even though you may have already graduated from college, you&#8217;re still in school and learning what it takes to succeed.  In your thirties, the focus shifts more to starting a family and working on crafting your career.  And in your forties and fifties, if you play your cards right, you&#8217;ll be making the most money in your life.&#8221;</p>
<div id="attachment_230" class="wp-caption alignleft" style="width: 210px"><a href="http://www.flickr.com/photos/ppdigital/2054988302/"><img class="size-medium wp-image-230" title="personal monthly budget" src="http://www.ploomy.com/wp-content/uploads/2008/05/coin-stacks.jpg" alt="" width="200" height="149" /></a><p class="wp-caption-text">photo by PPDIGITAL</p></div>
<p><span id="more-1248"></span>Of course this won&#8217;t all apply to everyone, but there is some basic truth to it for sure. I&#8217;m not a brilliant guy when it comes to numbers, but what I&#8217;ve learned is that you don&#8217;t have to be as long as you have a good system of checks and balances (no pun) in place to help you out.  Sure you know how much your rent, cable, cell phone, car payment, insurance, and haircuts all cost, but do you have all of that info in one place for you to review at regular intervals?</p>
<p>If you have Microsoft Excel and like keeping track of your own numbers, then I&#8217;d recommend downloading a free <a href="http://www.docstoc.com/docs/526259/personal-monthly-budget" target="_blank">personal monthly budget</a> from <a href="http://www.docstoc.com/" target="_blank">Docstoc</a>. These types of things are handy and really do give you eyes on your finances. They are also great because you populate it once and then just update it monthly or as needed.</p>
<p>If you&#8217;re the type that doesn&#8217;t even like to balance your own checkbook, then you are not out of luck. There are all sorts of <a href="http://www.mint.com/" target="_blank">free personal finance sites</a> out there like <a href="http://www.mint.com">Mint</a> and <a href="http://www.wesabe.com/" target="_blank">Wesabe</a> as well. I personally fall into this category and use Mint. I like them because it aggregates all the data from my spending accounts and sends me updates.  It even reminds me when credit card bills are due and when my balance is low in my checking account.  Of course the arguments against these types of web finance sites is that they might not necessarily be the most secure, but if you think that then maybe you should continue to keep your money under the mattress.</p>
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