With the housing market crash, the price of oil rising, unemployment increasing, and incomes staying stagnant, money is tight for most of us. Everyone is cutting corners to make the house, rent, or car payments. But obviously everything is a trade off and sacrifices come with a cost. If you find yourself “tight” and dipping into your vacation money to make the monthly payments, it may be time to make a few changes in your lifestyle to make things work rather than sacrificing your sanity.

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